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Flood insurance, done simply.

Get a free flood insurance quote in about 2 minutes. A licensed agent will review your property and send you real options — NFIP and private flood.

Get Your Quote →Call 713-660-0200

About 2 minutes · No obligation

⏱ NFIP policies have a 30-day waiting period before coverage begins.

Learn about exceptions →

How it works

1

Tell us about your property

Answer a few questions about the building — takes about 2 minutes on any device.

2

We review and shop options

A licensed agent compares NFIP and private flood options for your specific property.

3

You get a real quote

We'll send you a quote and walk you through your options — no pressure, no auto-bind.

Why Floodsie?

NFIP and private flood options

We shop both government-backed NFIP policies and private flood carriers to find the best fit for your property and budget.

A licensed agent, not a bot

Every quote is reviewed by a real agent. You'll get a call or email — not an automated policy dropped in your inbox.

Fast turnaround

Most quotes are ready within one business day. Closings? We know how to move quickly when you need it.

No obligation

A quote is just a quote. We'll answer your questions, explain your options, and let you decide.

Common questions

Quick answers to the questions we hear most.

Does homeowners insurance cover floods?
No. Flood damage requires a separate flood insurance policy — either through the federal NFIP program or a private carrier.
Is there a waiting period?
NFIP policies have a 30-day waiting period. Some private flood policies take effect in as little as 7–14 days. If you're closing soon or a storm is approaching, ask us about your options.
What's the difference between NFIP and private flood?
NFIP is government-backed and capped at $250K for the building. Private flood can offer higher limits, shorter waiting periods, and sometimes better rates. We shop both.
Do I need flood insurance if I'm not in a flood zone?
Possibly. About one in five flood claims comes from outside high-risk zones. Flood insurance in lower-risk areas is often much more affordable than people expect.

See all FAQ questions →

Ready to get started?

It takes about 2 minutes. No obligation, no automated bind — just a real quote from a real agent.

Get Your Quote →